Financial Help Edmonton

Holiday Repayment Plan

January 2nd, 2012

The holidays have come to a quick Monday closing meaning it’s time to head back to the “real world” and start thinking about your bills, and thus, your holiday repayment plan. December has always been a month for overspending, overeating, and overdrinking, so it makes sense that January is, and has always been, a time for new resolutions, new habits, and new goals – we want to correct the overindulging that happened throughout December. Financial resolutions are second in popularity to losing weight/being healthier and sadly end just as fast. Most people who make a new year’s resolution will give in by March mainly because they haven’t made a road map for their success. Today we look at making that road map so that people can feel stronger in their financial resolutions.

Write it out.

If your resolution is to save money, or pay off your debt you’ll need to make a commitment. And what better way to do that than by writing down your resolution in a place where you will see it daily so that you can find strength, be energized, and hold yourself accountable. Post-It notes are a Debt Tips1 150x150 Holiday Repayment Plan great way to facilitate this goal because you can literally put them anywhere, they’re eye catching, and usually come in cheerful colors! Write a main list and put it on your bathroom mirror, you’ll see it every morning and every night. If you think you’ll need more support throughout the day then tuck them in your car or wallet. Wrapping a note around your credit card reminding you it is for “serious emergencies” (not emergency coffee runs) or “gas only” will help you avoid swiping by being a goal reminder and giving you time to rethink your decision while physically unwrapping it. To get a little more dynamic you can put reminders on your phone too! Set a reminder every payday to deposit your cheque and take out your spending money. This is the cash diet, meaning no plastic, and it’s a great way to ensure you stick to your repayment budget because when the cash runs out, so does the spending.


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In Debt? Is Credit Card Debt keeping you down financially and emotionally? You May Need Financial Help!

Are you making just the minimum payments month after month after month and need Financial Help?  Do you ever wish you could talk to somebody about it, someone that will truly understand and NOT judge you?  If that sounds like you, well, you’re not the only one!  At Parley Debt Consulting we’ve been helping Edmontonian’s with their debt issues for 5 years

How do you start becoming debt free?

Simple, make a choice now.  Stop letting your debt control you!  Say “No more” to the credit card companies. ..and say “YES” to getting your debt under control.  If you have 60 seconds, you have time to fill in our Debt Freedom Form  click here  and start taking control of your future.

What are the steps…

1.)   Fill out the Debt Freedom Form click here

2.)   Expect a call from one of our Turnaround Consultants in 24 hours

3.)   Set meeting time with your Turnaround Consultant

Every person has unique circumstances, and your Turnaround Consultant will be sensitive to that.  As well, know your Turnaround Consultant is a Consumer Debt Negotiating Expert. ..they’re here to help you, like they have so many others (see our Testimonial section).  Once your Turnaround Consultant completely understands your circumstances, they will outline ALL your debt turnaround options.  After which, we ask that you go home and think about what debt turnaround option best suits your particular needs before contracting our services.

Some common debt turnaround financial help solutions include:

  • Making a feasible budget – ask us for our Budgeting Booklet.
  • Getting a consolidation loan – will the banks do it?  In some cases yes.  Learn more
  • Credit counselling services – workable for debt not exceeding 10k-15k.  Learn more
  • Informal Proposals – a service we offer for those with many assets.
  • Consumer Proposal – A debt turnaround solution that suits more families than just about any other.  See if you qualify…click here for our Debt Freedom Form, and get started on qualifying.
  • Bankruptcy – before you consider this solution to your debt problems, either fill in our Debt Freedom Form and will contact you within 24 hours…click here  Or call us directly at 780 722 3000.

Debt Revolution Testimonials from Ghost Planners Inc on Vimeo.

Need Debt Help? Call us Today for Financial Help Edmonton!

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