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		<title>The Bar Scene</title>
		<link>http://randalclark.com/the-bar-scene/</link>
		<comments>http://randalclark.com/the-bar-scene/#comments</comments>
		<pubDate>Tue, 21 May 2013 19:06:45 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[alcohol drinks]]></category>
		<category><![CDATA[baby cost]]></category>
		<category><![CDATA[baby money]]></category>
		<category><![CDATA[baby savings]]></category>
		<category><![CDATA[bar scene]]></category>
		<category><![CDATA[best bar]]></category>
		<category><![CDATA[child care cost]]></category>
		<category><![CDATA[child cost]]></category>
		<category><![CDATA[children fund]]></category>
		<category><![CDATA[children savings]]></category>
		<category><![CDATA[college fund]]></category>
		<category><![CDATA[college money]]></category>
		<category><![CDATA[college savings]]></category>
		<category><![CDATA[college tuition]]></category>
		<category><![CDATA[kid cost]]></category>
		<category><![CDATA[kid costs]]></category>
		<category><![CDATA[mix drinks]]></category>
		<category><![CDATA[mixed drinks]]></category>
		<category><![CDATA[money for travel]]></category>
		<category><![CDATA[night clubs]]></category>
		<category><![CDATA[travel cash]]></category>
		<category><![CDATA[travel fund]]></category>
		<category><![CDATA[travel money]]></category>
		<category><![CDATA[university cost]]></category>
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		<category><![CDATA[university savings]]></category>
		<category><![CDATA[university tuition]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2885</guid>
		<description><![CDATA[      
            
      Quit The Bar Scene Yes, I am talking to you Mr. or Ms. 25 – 35 years old. You have had over 4-7 years now (depending on your legal drinking age) to roam the bar scene, learn and/or master terrible dance moves, damage your vocal cords and ear drums, wear your booze goggles, and drink<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_73087225"></div></div></div>]]></description>
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		<title>Go To The Bar</title>
		<link>http://randalclark.com/go-to-the-bar/</link>
		<comments>http://randalclark.com/go-to-the-bar/#comments</comments>
		<pubDate>Thu, 02 May 2013 18:37:20 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[alcohol drinks]]></category>
		<category><![CDATA[bar drinks]]></category>
		<category><![CDATA[bar money]]></category>
		<category><![CDATA[bar scene]]></category>
		<category><![CDATA[best bar]]></category>
		<category><![CDATA[best bar in the city]]></category>
		<category><![CDATA[best bar in town]]></category>
		<category><![CDATA[best bar scene]]></category>
		<category><![CDATA[go for drinks]]></category>
		<category><![CDATA[go to the bar]]></category>
		<category><![CDATA[mix drinks]]></category>
		<category><![CDATA[money for the bar]]></category>
		<category><![CDATA[out to the bar]]></category>
		<category><![CDATA[the best bar]]></category>
		<category><![CDATA[weekend drinks]]></category>
		<category><![CDATA[weekend money]]></category>
		<category><![CDATA[weekend spending]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2873</guid>
		<description><![CDATA[      
            
      We all know that there is fun to be had when you go to the bar; everyone likes a night of dancing and letting loose. It is a developmental stage in a young adult’s life and can have a purpose. Every once in a while is great, possibly even needed, and for sure acceptable. However,<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_97479911"></div></div></div>]]></description>
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		<title>Spending Plan</title>
		<link>http://randalclark.com/spending-plan/</link>
		<comments>http://randalclark.com/spending-plan/#comments</comments>
		<pubDate>Wed, 24 Apr 2013 21:39:37 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Blog]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[financial education]]></category>
		<category><![CDATA[Financial Experts]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[home budget]]></category>
		<category><![CDATA[household budget]]></category>
		<category><![CDATA[how to budget]]></category>
		<category><![CDATA[how to budget money]]></category>
		<category><![CDATA[make a spending plan]]></category>
		<category><![CDATA[making a budget]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[Parley Consulting]]></category>
		<category><![CDATA[spending plan]]></category>
		<category><![CDATA[the spending plan]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2851</guid>
		<description><![CDATA[      
            
      What is the first feeling you get when hearing “Spending Plan”? A little bit of excitement, preparedness, and confidence. Those are the feelings you should have gotten. When you hear the word “Budget” most people feel constrained, negative, and frustrated; not the feelings you want to have. Fundamentally a Spending Plan and a Budget are<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_9534825"></div></div></div>]]></description>
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		<item>
		<title>Retirement Plan</title>
		<link>http://randalclark.com/retirement-plan/</link>
		<comments>http://randalclark.com/retirement-plan/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 23:52:47 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[early retirement]]></category>
		<category><![CDATA[happy retirement]]></category>
		<category><![CDATA[how to retire]]></category>
		<category><![CDATA[retire early]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement living]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement plans]]></category>
		<category><![CDATA[retirement quotes]]></category>
		<category><![CDATA[retirement wishes]]></category>
		<category><![CDATA[retiring]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2836</guid>
		<description><![CDATA[      
            
      Do you have a retirement plan that will decrease the amount of financial stress on the way there? A retirement plan that will give you enough funds to support yourself for 30 years? Do you have a retirement plan that will allow you to enjoy your retirement? Most people don&#8217;t. Since stats are showing that the<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_58983654"></div></div></div>]]></description>
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		<title>How to Retire</title>
		<link>http://randalclark.com/how-to-retire/</link>
		<comments>http://randalclark.com/how-to-retire/#comments</comments>
		<pubDate>Tue, 09 Apr 2013 19:39:41 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[Controversy]]></category>
		<category><![CDATA[early retirement]]></category>
		<category><![CDATA[happy retirement]]></category>
		<category><![CDATA[how to retire]]></category>
		<category><![CDATA[retire early]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement living]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement plans]]></category>
		<category><![CDATA[retirement quotes]]></category>
		<category><![CDATA[retirement wishes]]></category>
		<category><![CDATA[retiring]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2825</guid>
		<description><![CDATA[      
            
      A person’s retirement is a very important long term goal. But not everyone starts this goal soon enough or with enough emphasis. There is a looming issue with the generation which is up for retirement (the baby boomers) and that is their debt levels.So who knows how to retire? The average household debt has increased<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_29696428"></div></div></div>]]></description>
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		</item>
		<item>
		<title>Better Business Bureau Rating</title>
		<link>http://randalclark.com/better-business-bureau-rating/</link>
		<comments>http://randalclark.com/better-business-bureau-rating/#comments</comments>
		<pubDate>Mon, 01 Apr 2013 18:51:29 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[Controversy]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[bbb]]></category>
		<category><![CDATA[bbb rating]]></category>
		<category><![CDATA[bbb review]]></category>
		<category><![CDATA[better business]]></category>
		<category><![CDATA[better business bureau]]></category>
		<category><![CDATA[better business bureau rating]]></category>
		<category><![CDATA[better business bureau review]]></category>
		<category><![CDATA[better business rating]]></category>
		<category><![CDATA[better business review]]></category>
		<category><![CDATA[company rating]]></category>
		<category><![CDATA[company review]]></category>
		<category><![CDATA[Parley Consulting]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2817</guid>
		<description><![CDATA[      
            
      Occasionally we get asked why we’re not accredited by the Better Business Bureau and we are more than happy to answer that question, and do so publicly  On personal opinion we believe that the Better Business Bureau is a bit of an “old boys club” not based on solid information and don’t always agree with the<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_83665970"></div></div></div>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Wrong Financial Advisor</title>
		<link>http://randalclark.com/financial-advisors/</link>
		<comments>http://randalclark.com/financial-advisors/#comments</comments>
		<pubDate>Tue, 26 Mar 2013 16:13:06 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[advisor]]></category>
		<category><![CDATA[advisors]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial advisors]]></category>
		<category><![CDATA[financial goal]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[fiscal advice]]></category>
		<category><![CDATA[having a financial plan]]></category>
		<category><![CDATA[having a financial planner]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investment stratagies]]></category>
		<category><![CDATA[investment strategies]]></category>
		<category><![CDATA[investments]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2780</guid>
		<description><![CDATA[      
            
      When you are in a situation where you’re looking for a professional whether that is a contractor for your house, a sitter for your children, or even a financial advisor people need to remember that they can say “No Thanks”. Finding the right professional is more than just certifications and letters by their name. It’s<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_6660827"></div></div></div>]]></description>
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		</item>
		<item>
		<title>Dedicated to Your Success</title>
		<link>http://randalclark.com/dedicated-to-your-success/</link>
		<comments>http://randalclark.com/dedicated-to-your-success/#comments</comments>
		<pubDate>Thu, 21 Mar 2013 18:06:04 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Testimonials]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2806</guid>
		<description><![CDATA[      
            
      “I’ve had the privilege of working on a key project for Randy, and I must say that he has been a terrific client to work with and for. Randy is a man of honour and integrity who has a strong vision and clear goals. Should you have a need to use his services, I have<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_12152585"></div></div></div>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Have A Financial Advisor</title>
		<link>http://randalclark.com/why-have-a-financial-advisor/</link>
		<comments>http://randalclark.com/why-have-a-financial-advisor/#comments</comments>
		<pubDate>Fri, 15 Mar 2013 19:31:40 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2767</guid>
		<description><![CDATA[      
            
      We all know something about money; that is a true statement. But we vary in the type and amount of knowledge we have on the subject.  As children we think it grows on trees. As teens we think we’re rich because Mom and Dad still pay the bills while we get to blow all of<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_86021818"></div></div></div>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Using Credit</title>
		<link>http://randalclark.com/using-credit/</link>
		<comments>http://randalclark.com/using-credit/#comments</comments>
		<pubDate>Fri, 08 Mar 2013 23:02:22 +0000</pubDate>
		<dc:creator>Kere</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit plus]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[credit services]]></category>
		<category><![CDATA[credit tool]]></category>
		<category><![CDATA[how to use credit]]></category>
		<category><![CDATA[how to use credit cards]]></category>
		<category><![CDATA[use credit]]></category>
		<category><![CDATA[use credit cards]]></category>
		<category><![CDATA[using credit]]></category>
		<category><![CDATA[using credit cards]]></category>

		<guid isPermaLink="false">http://randalclark.com/?p=2744</guid>
		<description><![CDATA[      
            
      How to use credit. Most people grow up knowing that credit is important and useful to get you the things you need like a house, an education, and a car. But do people see credit as a tool or just a necessity? How does a person go about using credit as a tool?&#124; When a<div align="right"><div class="sharexyWidgetNoindexUniqueClassName"><div id="shr_39461078"></div></div></div>]]></description>
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