The expression “Til Debt Due Us Part” is a heavy hitter. Have you ever had one of those days when you just feel like you’re never going to get out from under the mountain of debt you’re under? When you signed on the dotted line, you never thought that it was like a marriage proposal, that you were, in effect, telling the creditors ‘Til debt due us part.’ Yet here you are, all these years later wondering how you got here.
Will Debt Do You Part?
When you say that phrase, ‘Til death due us part’, it immediately strikes a note about marriage. Now, what is one of the most destructive forces in any marriage? That’s right: finances. One of the biggest reasons that people end up getting divorced is because of the mountain of debt that they found themselves in over time.
Most couples don’t start out their lives together living under a mountain of debt. If that’s the case, then they really should change their vows to ‘Til debt due us part.’ That would make more sense in that case. But no, in reality, most couples get married and look to their future with hope and awe and inspiration on their minds. They’re thinking about buying a house together, having children, and living a great life together.
Then the years march on and the things that they want or need begin to grow. The house need repairs, a new water heater, new windows, a new furnace. The two and a half kids that they planned on having suddenly turn into four or five and they all need braces. The debts slowly accumulate and they begin to pay the minimum amounts on their accounts. Before they realize it, they are sitting at the base of a massive debt mountain and there seems to be no way out.
That’s when the fighting really gets going. She starts to nag at him about the bills and he begins to complain that she’s not cutting her spending enough. The fights begin to turn personal and before they know it, they’re sleeping in separate rooms, not talking to each other, and basically just living separate lives.
Til debt does us in!
This married couple, and they are quite typical of many married couples, whether they are from Edmonton or anywhere else in the world, fell victim to the stressors that are caused by carrying too much debt for too long. They don’t know how to get out of their nasty spiral and they blame each other.
Who’s to blame? No one, really. Sure, you could sit there are pick out specific moments and lay blame that way, but in the end, there’s usually enough to go around evenly.
Stop and put down that frying pan
Before you take the frying pan and begin to chase your husband around the house over the debt you two are in, understand that getting out of debt is not as difficult as you may think. The first thing that you need to do is understand what debt is, how it affects relationships, and how to take the first steps toward climbing and overcoming that mountain of debt.
Debt reduction can help save a marriage, so before you say, ‘Til debt due us part,’ take a moment and call a debt specialist. It really can save your marriage.